Everything Expats Should Know About Personal Income Tax in Vietnam

As Vietnam continues to emerge as one of Asia’s most dynamic economies, more UK and European professionals are choosing to live and work here. The business environment is rapidly evolving and the cost of living remains favourable compared to many Western cities. Yet, while the opportunities are substantial, one area that still catches many expats by surprise is personal income tax in Vietnam.

As a globally experienced financial adviser and an expat myself, I understand how unsettling it can feel to navigate an unfamiliar tax system, especially one that differs significantly from the UK or EU frameworks.

My goal in this guide is simple: to help you clearly understand how Vietnam’s tax rules apply to you, what your financial obligations are, and how to position yourself wisely for the future.

Tax Residency: The Foundation of Your Tax Position

Vietnam’s tax system begins with one crucial question: Are you a tax resident? Your residency status determines whether you're taxed on your worldwide income or only on income sourced from Vietnam.

Who is a Tax Resident?

You will be considered a Vietnamese tax resident if you meet one of the following conditions:

• You reside in Vietnam for 183 days or more within:

  • the calendar year, or

  • any 12-month period from first arrival.

• You hold a temporary or permanent residence card.

• You lease a property for 183 days or more during the assessment period.

If you do not meet any of these conditions, you are treated as a non-resident. However, expats should note an important nuance: if you cannot prove tax residency elsewhere, Vietnam’s tax authority may still regard you as a resident. Keep documentation from your home country to avoid complications.

Resident vs Non-Resident: What Is Taxed?

This is particularly important for digital nomads, offshore consultants, or anyone paid into a foreign bank account.

If work is performed in Vietnam, the income is typically taxable in Vietnam, regardless of payment location, unless a Double Tax Treaty (DTA) specifically overrides it.

Employment Income: Understanding Progressive Rates

Vietnam applies a progressive tax system for residents and a flat rate for non-residents.

1. Employment Income for Tax Residents (Progressive Rates from 5% to 35%)

If you are a tax resident in Vietnam, your employment income, whether paid locally or offshore, is taxed using a progressive scale. This means that the more you earn, the higher the rate applied to each portion of your income. It works similarly to the UK tax bands, although the brackets and percentages differ considerably.

Vietnam’s resident tax rates are:

Because the system is progressive, your entire income is not taxed at the highest rate. Instead, the rate applies only to the income within each band.

For example:

• If your monthly taxable income after deductions is 30 million VND, only the portion that falls above each threshold is taxed at its respective rate.

• In pound sterling, this is roughly £940/month, making it relatively common for skilled expats to fall into the mid-tier brackets.

2. Employment Income for Non-Residents (Flat 20% Rate)

By contrast, if you are a non-resident, Vietnam applies a flat tax rate of 20% on all Vietnam-sourced employment income. This flat rate is straightforward and resembles withholding tax systems found across Europe.

Because the rate is not progressive, regardless of whether you earn VND 15 million or VND 150 million per month, the tax rate remains the same.

To illustrate:

If you earn 80 million VND/month for a short-term assignment (roughly £2,500/month), the PIT due will be a flat 16 million VND, with no deductions or allowances permitted.

Important notes:

• Deductions such as personal or dependent allowances are not available to non-residents.

• Even if your salary is paid into a UK or EU bank account, the income is taxable if the work was carried out physically in Vietnam.

• Non-resident status may seem attractive, but you must meet strict residency criteria to qualify.

This distinction greatly affects financial planning for contractors, project-based professionals and digital nomads.

3. Personal and Dependent Deductions for Residents

If you are classified as a resident, Vietnam offers generous monthly deductions that lower your taxable income before the progressive tax rates are applied. These deductions are especially useful for expats with families or those on modest salaries.

The available deductions are:

• Personal deduction: 11 million VND/month (approx. £344)

• Dependent deduction: 4.4 million VND/month (approx. £138) per eligible dependent

Eligible dependents may include:

• Children under 18

• Children over 18 who cannot work due to disability

• A spouse or parent with low or no income

To claim dependent allowances, you must register dependents with the tax authority, and provide supporting documentation, such as birth certificates, proof of schooling or proof of financial support.

Example situation:

A resident earning 45 million VND/month (~£1,400) with two children can deduct:

• 11 million VND (personal)

• 8.8 million VND (two dependents)

Total deduction: 19.8 million VND

Taxable income becomes 25.2 million VND, lowering the final tax significantly.

Other Taxable Income Categories

Although employment income is the primary source of taxation for most expats, Vietnam’s personal income tax system covers other separate categories of income.

Understanding these categories is important because even if your main earnings come from a salary, other financial activities, such as investing, renting property, or receiving gifts, may also create tax obligations.

Additionally, the applicable rates differ by income type, which means your tax exposure may be higher or lower depending on the nature of the earnings.

Below is a clear breakdown of notable income categories and what they mean for UK and European expatriates living or working in Vietnam.

But first, here are some examples of tax rates affecting expats:

1. Investment Income (Dividends, Non-Bank Interest and More)

Vietnam taxes certain types of investment income at fixed rates, regardless of how frequently or irregularly you earn them. The most common types for expats include:

• Dividends: taxed at 5% for both residents and non-residents

• Non-bank interest (for example, peer-to-peer lending or private loans): taxed at 5%

• Capital gains from public share sales: taxed at 0.1% of the sales proceeds, not the profit

Example

If you sell publicly listed shares worth 500 million VND (£15,600), you pay 500,000 VND in tax, regardless of whether you made or lost money on the investment.

This makes Vietnam’s investment tax system relatively straightforward but also potentially unfavourable in cases where you incur investment losses.

2. Capital Transfers (Private Share Transfers and Business Ownership)

If you sell a stake in a privately held company, such as an interest in a start-up or a limited liability company, Vietnam applies different rules:

• Residents: taxed at 20% of the net gain (profit)

• Non-residents: taxed at 0.1% of the total sale value

Example

You sell part of your ownership in a private company for 2 billion VND (~£62,500):

• As a resident, if you originally bought the shares for 1.5 billion VND, you pay tax on the 500 million VND gain.

• As a non-resident, you pay 0.1% of the full 2 billion VND, regardless of the profit.

This distinction often surprises expats who assume capital tax rules mirror those in Europe.

3. Real Estate Transfers

Income from selling real estate, whether land, a flat or a house, is taxed at a fixed rate of 2% of the sales proceeds (for both residents and non-residents)

This rate does not consider profit or loss. Even if the property is sold at a lower price than it was purchased for, the 2% still applies.

Example

Selling a property for 3 billion VND (£93,500) results in a PIT obligation of 60 million VND.

This rule applies to both Vietnamese and foreign residents who are legally allowed to own property in Vietnam.

4. Royalties, Franchising and Intellectual Property

If you receive income from intellectual property, such as book royalties, music rights, patents, or franchising agreements, the rate is straightforward: 5% tax for both residents and non-residents

This is particularly relevant for digital nomads or creative professionals earning income while residing in Vietnam.

5. Prizes, Gifts and Inheritances

Certain gifts, prizes and inheritances may also trigger a tax liability.

These include:

• Lottery winnings

• Prizes from competitions

• Gifts or inheritances involving assets that require registration (e.g., vehicles, real estate, shares, business ownership)

These are taxed at 10% for both residents and non-residents

Example:

Receiving gifted company shares worth 1 billion VND incurs a PIT bill of 100 million VND.

However, it is worth noting that gifts and inheritances from direct family members are exempt, which can significantly reduce exposure for expats who plan to transfer family assets.

6. Business Income

If you operate as a freelancer, consultant, or small business owner, your income is classified as “business income” rather than employment income.

Tax rates vary depending on the industry:

• Residents: generally 0.5% to 5%

• Non-residents: 1% to 5%

These rates often apply on a deemed revenue basis, which means tax is calculated on gross revenue rather than actual profit. This is different from UK or EU self-employment tax structures and is important for expats working independently or under service contracts.

Compulsory Insurances: What Expats Need to Know

Alongside personal income tax, Vietnam requires employees and employers to contribute to several compulsory insurance schemes. These include social insurance, health insurance, and unemployment insurance.

While these contributions are standard for local employees, many expatriates are surprised to discover that they may also be required to participate, albeit with some important exceptions. Understanding these contributions is crucial, as they affect your take-home pay, your employer’s budgeting and your overall financial planning while living in Vietnam.

In sterling terms, the social insurance cap of 46.8 million VND equates to approximately £1,460/month.

Key notes for expats:

• Caps limit how much salary is counted toward insurance, salaries above the cap are ignored.

• Foreign employees are exempt from unemployment insurance.

• Employer contributions are not considered taxable benefits.

1. The Three Main Types of Insurance

Vietnam’s labour system mandates the following insurance contributions:

• Social Insurance (SI)

• Health Insurance (HI)

• Unemployment Insurance (UI)

These are similar in principle to National Insurance in the UK or social security contributions in many European countries. The contributions support benefits such as healthcare access, maternity pay, sick leave and retirement pensions.

However, Vietnam’s calculation methods and caps work differently, which makes it especially important for expats to understand the details.

2. Social Insurance: Coverage and Contribution Rates

Social insurance provides protection for life events such as illness, maternity, workplace injuries, retirement and death. Much like typical European social security systems, it forms the backbone of Vietnam’s employee welfare scheme.

The contributions are:

• Employee: 8%

• Employer: 17.5%

These percentages apply only up to a fixed salary ceiling (the cap) with the cap being 46,800,000 VND per month (around £1,460)

What the cap means:

Even if your monthly salary is, for example, 70 million VND, contributions are only applied up to the capped amount of 46.8 million VND.

This keeps the actual contribution amounts manageable for both the employer and the employee.

Example:

An expat earning 60 million VND per month contributes social insurance based on the capped amount.

• Employee SI payment = 8% of 46.8m ≈ 3.744m VND

• Employer SI payment = 17.5% of 46.8m ≈ 8.19m VND

This brings structure and predictability to monthly payroll calculations.

Important note for expats:

Some foreign nationals may be exempt from certain parts of social insurance depending on their work permit category and bilateral agreements. Nonetheless, most foreign employees on standard labour contracts participate in SI.

3. Health Insurance: Shared Responsibility Between Employer and Employee

Health insurance ensures employees have access to Vietnam’s public healthcare system. Contributions here are lower but still meaningful.

Rates are:

• Employee: 1.5%

• Employer: 3%

• Cap: 46,800,000 VND (same as social insurance)

Example:

Using the same salary cap, an employee contributes:

• 1.5% × 46.8m = 702,000 VND/month (approx. £22)

This contribution helps subsidise medical care and is commonly supplemented by private health insurance provided by many employers, particularly international firms.

4. Unemployment Insurance: Only for Vietnamese Employees

One area that frequently causes confusion among foreign workers is unemployment insurance (UI).

Unlike social and health insurance, UI is not required for foreign employees.

Here are the standard rates (for context):

• Employee: 1%

• Employer: 1%

• Cap: 99,200,000 VND (higher because it is tied to regional minimum wage)

Key point for expats:

You do not contribute to unemployment insurance, and employers cannot legally deduct UI contributions from your salary. This reduces your total deductions compared to local employees.

5. How Insurance Contributions Affect Your Taxable Income

One of the practical advantages for expatriates is that employee contributions to compulsory insurance schemes are tax-deductible. This means these amounts reduce your taxable income before your personal income tax is calculated.

• Social insurance: deductible

• Health insurance: deductible

• Unemployment insurance: not applicable for expats

Example:

If your gross salary is 60 million VND, and your insurance contributions total 4.446 million VND, then your taxable employment income becomes:

• 60,000,000 – 4,446,000 = 55,554,000 VND

This deduction can be especially beneficial for residents subject to progressive tax rates.

Non-Taxable Benefits for Expats

Vietnam provides several valuable tax-free benefits, particularly helpful for expatriates with families.

Common non-taxable allowances include:

• Annual return airfare home for the employee

• School fees (non-tertiary) for children

• One-off relocation costs

• Mid-shift meals

• Uniform allowances (up to 5 million VND/year for cash payments)

• Collective benefits where no specific individual is identified

Additional income not subject to tax includes:

• Interest income from bank deposits

• Insurance payouts

• Social insurance retirement pensions

• Gifts and inheritances between immediate family members

These exemptions can meaningfully reduce your overall tax burden, especially for families relocating long-term.

Working on a Service Contract? Beware the 10% Withholding

Many expatriates working in Vietnam, especially consultants, freelancers, digital nomads and project-based professionals, operate under service contracts rather than traditional labour contracts.

While this arrangement offers flexibility, it also changes how your income is taxed. Vietnam’s tax authority treats service contract income very differently from employment income, and understanding this distinction is essential to avoid unexpected tax liabilities.

1. What Is a Service Contract in Vietnam?

A service contract is an agreement in which you provide services or expertise to a company without being considered an employee.

Unlike labour contracts, service contracts do not create an employer–employee relationship and therefore do not grant the usual employment benefits.

Common situations include:

• Short-term consultancy projects

• Technical support assignments

• Remote work agreements billed from Vietnam

• Independent freelance engagements

• Training or advisory sessions

For many expats, service contracts appear simpler or more convenient. However, they come with a specific tax requirement that surprises many newcomers.

2. The 10% Withholding Tax Rule for Residents

If you are a tax resident in Vietnam and you receive payments under a service contract, the company paying you is required to withhold 10% PIT on any payment exceeding 2 million VND per month.

This withholding functions as a prepayment of your eventual personal income tax.

Example:

You invoice a client 40 million VND for consulting services.

• The client must withhold 10% of the invoice (4 million VND).

• You receive 36 million VND in hand.

• The client remits the 10% directly to the tax authorities on your behalf.

This can feel frustrating if you expect to receive your full fee, but it is not optional. The paying entity is legally responsible for withholding the tax.

3. Does This 10% Apply to Non-Residents?

Although the 10% withholding rule is designed for residents with service income, non-residents working under similar arrangements may face different fixed rates, depending on the nature of the service.

However, for many situations, companies still withhold at least 10%, or more, depending on their compliance procedures, because your tax residency may not yet be confirmed.

If your residency status is uncertain, companies typically withhold tax at source to avoid penalties.

4. Why the 10% Withholding Is Not the Final Tax

A common misunderstanding is that once the 10% withholding occurs, the tax obligation is complete. In reality, the 10% is only a prepayment, not a final assessment.

At the end of the tax year, you must complete a personal income tax finalisation, during which:

• All service income must be added to your total taxable income

• Progressive tax rates (5% to 35%) are applied

• The 10% already withheld is credited as prepaid tax

• Any shortfall must be paid

• Any excess may be refunded

This means that if your total annual income pushes you into higher brackets, your tax bill may be significantly higher than the 10% initially withheld.

Example:

You earn a total taxable income equivalent to the 25% bracket.

• Service income withheld at 10% will not cover the full PIT owed.

• You will need to pay the difference during finalisation.

This often surprises expats who assume the 10% withholding is sufficient.

5. How Service Contract Income Differs from Employment Income

Understanding the difference between service and employment income helps avoid confusion:

Because service contracts lack benefits and insurances, they may appear financially attractive at first. However, when combined with tax finalisation, the overall cost can be higher than expected.

6. What You Must Do at Year-End

If you earn service income, you almost always need to complete a tax finalisation yourself. The key steps include:

• Declaring all service income earned during the year

• Reporting employment income (if applicable)

• Including any offshore income

• Claiming deductions (if resident)

• Crediting the 10% tax already withheld

• Paying any outstanding balance

Failing to finalise your tax can lead to complications when renewing visas, work permits, or if you decide to exit Vietnam permanently.

Tax Finalisation: What Expats Must Do Each Year

In Vietnam, personal income tax is not considered fully settled until you complete tax finalisation, a year-end process similar to a self-assessment in the UK or annual tax returns in many European countries.

Even if your employer has been withholding tax on your behalf throughout the year, the government requires a final calculation to ensure that the correct amount has been paid. Because expats often receive multiple income types, split-year residency, or income paid offshore, this annual reconciliation becomes especially important to stay compliant and avoid penalties.

1. What Tax Finalisation Actually Is

Tax finalisation (also called “PIT finalisation”) is the process of reviewing your total taxable income for the calendar year and comparing it with:

• the PIT you should have been charged, and

• the PIT that has already been withheld or prepaid.

The result will be one of the following:

• You owe more tax, and must pay the shortfall.

• You paid too much, and are entitled to a refund.

• You paid exactly the right amount, and no further action is required.

This procedure ensures fairness and accuracy, especially when income comes from several different sources.

2. Who Must File Tax Finalisation?

Most expatriates staying long enough to become tax residents will need to finalise their PIT. You must file if you fall into any of the following categories:

• You are a tax resident and earned income from more than one employer.

• You worked under a service contract that involved 10% withholding.

• You received income paid overseas for work performed in Vietnam.

• You changed jobs during the year.

• Your employer cannot finalise on your behalf (common with foreign contractors).

• You want to claim a tax refund.

• You are leaving Vietnam permanently and need a departure tax finalisation.

Even if you had only one employer, many companies require expats to self-finalise due to documentation, residency or reporting gaps.

3. What Income Must Be Included?

During finalisation, you must declare all income that is taxable in Vietnam, not just the income your employer is aware of. This includes:

• Employment income (salary, allowances, bonuses)

• Service contract income (with 10% withholding)

• Overseas employment income relating to work performed in Vietnam

• Business or freelance income

• Investment income (dividends, interest, capital transfers)

• Property income (rent or property sales)

• Royalties, prizes, gifts and inheritances (if taxable)

Because Vietnam taxes by income type, the final calculation can involve multiple tax rates applied to different portions of your earnings.

4. What Documents You Will Need

To prepare an accurate finalisation, gather:

• Passport copies showing entry/exit dates

• Employment contracts and any service contracts

• Monthly payslips (if available)

• Annual income statement from your employer

• Tax withholding certificates (for service contracts or multiple employers)

• Proof of social/health insurance contributions

• Dependent registration documents (if claiming dependants)

• Any documents showing income earned overseas

Having these ready ensures a smoother process, particularly if you need a refund or if you are planning to leave Vietnam.

6. How the Finalisation Process Works

Below is a brief overview of the typical step-by-step workflow:

Step 1 – Determine your residency status

Count your days in Vietnam or assess whether your centre of vital interests is located in Vietnam.

Step 2 – Combine all taxable income

Add together:

• employment income

• service income

• offshore income

• bonuses and allowances

• investment or other taxable categories

Step 3 – Apply allowed deductions (residents only)

• Personal deduction

• Dependent deduction(s)

• Insurance contributions

• Charitable contributions (if applicable)

Step 4 – Apply the appropriate tax rates

• Residents use progressive rates

• Non-residents use flat rates by income type

Step 5 – Subtract prepaid taxes

These include:

• tax withheld by employers

• 10% service contract withholding

• any foreign tax credits (if covered under a DTA)

Step 6 – Determine your balance

You will learn whether you:

• owe additional PIT

• are eligible for a refund

• have no balance due

Step 7 – Submit the return

This is filed with your local tax office using the official PIT forms.

Example: A UK Expat Completing PIT Finalisation

To illustrate how the process works, let’s follow James, a British expat working in Ho Chi Minh City.

Background:

• James arrived in Vietnam in January and stayed the full year.

• He therefore qualifies as a tax resident.

• He earned a monthly salary equivalent to £2,000 paid by his Vietnamese employer.

• He also completed freelance consulting work for a local firm that paid him £6,000 in total across the year, taxed at 10% withholding.

• He has no dependants.

• His employer withheld PIT monthly based on the progressive rates.

(For simplicity, let’s assume £1 ≈ VND 30,000 for illustration.)

Step-by-Step Calculation:

Step 1 - Calculate Total Annual Income

• Salary: £2,000 × 12 = £24,000

• Service contract income: £6,000

• Total annual income: £30,000

Converted to VND for PIT calculation: £30,000 × 30,000 = 900,000,000 VND

Step 2 - Apply Deductions

• Personal deduction: 11 million VND × 12 months = 132,000,000 VND

• Mandatory employee insurance contributions (approx.): say 20,000,000 VND

Total deductions: 152,000,000 VND

Taxable income: 900,000,000 VND – 152,000,000 VND = 748,000,000 VND

Step 3 - Apply Progressive PIT Rates

James applies the progressive PIT brackets (5%–35%) to 748 million VND.

For example purposes, assume his calculated annual PIT equals 150,000,000 VND.

Step 4 - Subtract Taxes Already Paid

• His employer withheld PAYE-style taxes totaling 135,000,000 VND

• The freelance company withheld 10% of his £6,000 fee, equal to:

£600 → in VND: £600 × 30,000 = 18,000,000 VND

Total tax withheld: 153,000,000 VND

Step 5 - Determine the Final Balance

• Tax required: 150,000,000 VND

• Tax already paid: 153,000,000 VND

James has overpaid by 3,000,000 VND, meaning he is entitled to a refund.

Step 6 - Filing the Return

Since he has two income sources (salary + freelance), his employer cannot finalise on his behalf. James files his PIT finalisation with the tax office before 30 April and requests a refund. He must provide:

• Tax withholding certificates

• Passport entry/exit records

• Employment and service contracts

• Bank details for refund

7. Refunds: How They Work

If you overpaid tax, often because of the 10% withholding on service contracts or mid-year arrival, you can apply for a refund.

Refunds require:

• a tax code

• complete documentation

• a Vietnamese bank account

Refunds are processed by the tax authority, and while the timing varies, having complete documents greatly speeds up the process.

Double Tax Agreements (DTAs): Critical Protection for UK and EU Expats

Vietnam has DTAs with both the UK and most EU countries, helping prevent the same income being taxed twice.

However, DTA relief is not automatic.

You must:

• Submit a DTA notification at least 15 days before tax payment deadline

• Or submit retrospectively within 3 years (with potential complications)

DTAs can:

• Exempt certain income

• Reduce Vietnamese tax due

• Allow foreign-paid tax to be credited in Vietnam

• Help prevent tax evasion concerns

I strongly recommend keeping documentation of tax residency in your home country if you plan to rely on DTA protection.

Handling Foreign Currency Income

If your income is paid in GBP, EUR or other foreign currencies, it must be converted to VND using the State Bank of Vietnam’s published inter-bank rate on the date the income arises. This is important for consultants and business owners paid offshore.

Practical Financial Tips for UK and European Expats

Managing your personal income tax in Vietnam is only one part of building a stable financial life abroad.

The following tips provide a practical framework to help you stay compliant while making the most of your time in Vietnam.

1. Keep Accurate Records from Day One

Proper record-keeping is perhaps the simplest yet most overlooked step in managing tax affairs in Vietnam.

Because the tax system often relies on physical documentation, you’ll save yourself considerable stress by collecting and organising your documents early.

Keep track of the following:

• Passport entry and exit stamps: crucial for determining tax residency under the 183-day rule.

• Employment contracts and any service agreements: the tax office will expect to see these when income is questioned.

• Payslips and monthly withholding statements: these help reconcile employer-reported income with your own records.

• Receipts for deductible expenses, such as relocation costs, children’s school fees or company-supported flights home.

2. Don’t Ignore Offshore Income if You Are a Tax Resident

One common misunderstanding among expats is assuming that income paid into a UK or European bank account is irrelevant to Vietnam’s tax system.

However, for tax residents, worldwide income related to work done in Vietnam is taxable, regardless of where it is paid or received.

This often surprises contractors or digital nomads who may be invoicing European clients from Vietnam.

To avoid problems:

• Track any income tied to work performed physically in Vietnam.

• Be clear about the source of income versus the location of payment.

• Retain invoices, contracts and bank statements for any offshore activity.

Example:

If you’re a UK consultant completing a project for a London agency while living in Hanoi, the income is still considered Vietnam-sourced work and must be declared, even if it never enters a Vietnamese bank account.

3. Seek Professional Guidance if You Have Multi-Country Income

Where UK and EU expats often run into difficulty is juggling multiple streams of income across jurisdictions, UK property rentals, European dividends, offshore pensions, or employer stock awards.

These situations can become complex under Vietnam’s residency rules.

Professional advice is recommended if you have:

• UK or EU salary while working remotely in Vietnam

• Share schemes, RSUs or long-term bonus plans

• Rental income from property in the UK or Europe

• Cross-border pension contributions

• Capital gains from overseas investments

• A spouse or dependants living outside Vietnam

Example:

If you receive dividends from a UK portfolio and are a Vietnamese tax resident, these dividends may be taxable in Vietnam at 5%, unless a Double Taxation Agreement exemption applies and is successfully claimed.

Working with an adviser familiar with cross-border tax treaties like Benjamin Sharvell IFA ensures you avoid accidental non-compliance and unnecessary tax payments.

Navigating Vietnam’s Tax System with Confidence

Vietnam is an exciting place to build your career and future, but understanding personal income tax in Vietnam is essential to making the most of your expat status.

As tax regulations evolve, and they do so frequently, I encourage expats to stay informed and seek personalised financial advice where necessary.

With the right planning, you can optimise your tax position, protect your wealth and build a brighter financial future during your time in Vietnam.

Get in touch with Benjamin Sharvell IFA today If you’d like tailored support or a deeper discussion on your tax and investment strategy as an expat.